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Being a panel member is simple and provides rewards for your opinions. Once you join, you will be contacted by e-mail when a survey is available. This e-mail will contain instructions on how to access the survey and details about the rewards you will be eligible to earn. Participation for all surveys is voluntary, with no penalty if you choose not to participate.
Most surveys take 5-10 minutes to complete. You can even stop in the middle of a survey and return at a later time, picking up right where you left off. But, we ask that you try to complete them as soon as possible, since most surveys are only available for a limited time.
From time to time, we may invite you to test a product or participate in a research project conducted by telephone. Your participation in these studies as well is always voluntary.

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Free Dave Ramsey book More Than Enough

Add anything from the Dave Ramsey website store (books, cd’s, decals) and type in MORE as your promo code and get the new More Than Enough book for free.  I got the $1 decal and paid $6.01 for both the book and decal including shipping. Do not add the book in your cart, once MORE is typed in it will be added for you. 
What a great deal!!!!
 This would be a great gift for soon to be married couples or even a Christmas gift. 

Thanks SouthernSavers!!!

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Coinstar $10 iTunes Bonus Card

Get a bonus $10 iTunes card when you cash in $40 or more in coins onto a iTunes eCertificate at any Coinstar.  The code for your bonus $10 iTunes card will appear on your receipt.
 Offer is good September 1-30, 2010
For more details go HERE
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Staples Preview Ad and coupons

Next week is an awsome week at Staples.  It’s crazy to think that school is just around the corner, and the sales are just begining.  Stock up and save.  Staples is having there 1 cent folders, pencils and copy paper.  You must purchase a minimum of $5.  and the copy paper is a easy rebate deal.  There is also a $5 off coupon on any in-store purchase of $30 or more.
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June monthly spending, saving and earning…

End of Month and yearly review

June Savings                Yearly Savings
Spent $402.29            $1899.30
Saved $374.95            $3004.35
Coupons $206.73        $1502.90
Extra Bucks $29.00     $305.83

%Saved 93.20%          158.18 %

Money Earned

June                          Yearly

Rebates $29.61       $348.05

EBay                        $130.55

Surveys                    $75.00

Total                        $523.99

Last month was not a good month for making any money,  but on the other hand I was on vacation.  This month, I hope to sell some stuff on EBay and maybe get around to doing some surveys.  I wanted to have a garage sale soon but it is just too crazy hot and I want to focus more of my energy on building my blog.  How much are you saving each month?  Do you have any saving or earning goals? 

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May monthly spending and saving

My monthly spending overview is…..

MONTH       SPENT       SAVED       COUPONS       EXTRA BUCKS       % SAVED

MAY             $390.03      $509.72        $254.13            $47.95               130.69%

2010 TOTAL    $1497.01  $2629.4     $1296.17           $276.83               175.64%

How did you do this month?

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Tips to saving money at the grocery store (without coupons)

Tips to saving money at the grocery store
(without coupons)
  1. Use store loyalty card, for example Kroger plus card
  2. Don’t spend money on anything near the register.
  3. Make a list and stick to it.
  4. If you can go alone, the better.  This allows you can go in and out quickly and without junk food and all those things that “kids have to have”.
  5. Don’t go shopping on an empty stomach (if you’re hungry you’ll buy food that you don’t need or shouldn’t have)
  6. Carry a calculator, to find out the price per unit.
  7. Look for manager specials or clearance items
  8. Look at the top and bottom of the shelves. The higher price items are at eye level or where the kiddos can reach.
  9. Purchase fruit and veggies that are in season.  Normally apples, bananas and carrots are very cheap healthy snacks.
  10. Don’t fall for the 10 for 10 deal.  Just buy the amount that  you need. The cost will still be $1 each.
  11. Keep an eye your items when the cashier is ringing them up or check your reciept before you leave the store.
  12. Look for rebates on new items

if you can add to the list, please let me know

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MONTH             SPENT       SAVED    COUPONS      % SAVED

JANURARY       346.72        597.02      281.03           172.19%

FEBURARY        282.48       653.60      282.11           231.38%

MARCH              224.5         567.30      325.28           252.69%

TOTAL               853.7         1817.92     888.42        212.95%

So if you don’t use coupons, I would strongly suggest starting!!!

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